Effective Date: 2024-11-08
Welcome to Okanagan Wealth®! By accessing and using our website (www.okanagan-wealth.com), you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully. If you do not agree with these terms, please do not use this website.

1. Acceptance of Terms
By using this website, you acknowledge and agree to these Terms of Use, including any updates or changes made from time to time. Okanagan Wealth® reserves the right to modify these Terms at any time without prior notice, and such modifications will be effective immediately upon posting. It is your responsibility to review these terms
periodically.

2. Use of the Website
You agree to use this website only for lawful purposes and in accordance with these Terms of Use. You must not use the website in any way that violates applicable local,
provincial, or national laws or regulations, or for any illegal or fraudulent purpose.
3. Intellectual Property
All content on this website, including text, images, logos, graphics, videos, and other materials, is the property of Okanagan Wealth® or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works of any content on the site without prior written permission from
Okanagan Wealth®.

4. User Contributions
If you submit any content to the website (e.g., comments, feedback, inquiries), you grant Okanagan Wealth® a worldwide, royalty-free, perpetual, and irrevocable license to use, modify, distribute, and display such content. You represent and warrant that you have the right to share such content and that it does not violate any third-party rights.

5. Privacy Policy
By using this website, you agree to the collection and use of your information in accordance with our Privacy Policy. Please review the Privacy Policy to understand how
we handle your personal information.

6. Cookies
This website uses cookies to enhance your user experience. By continuing to use our site, you consent to the use of cookies in accordance with our Cookie Policy.

7. Disclaimers
● No Warranties: Okanagan Wealth® makes no representations or warranties regarding the accuracy, completeness, or reliability of the content on this website.
All content is provided “as is” and “as available.”
● Investment Advice: The content on this website is for informational purposes only. It should not be construed as investment advice or a recommendation to buy, sell, or hold any property. You should consult with a qualified professional before making any investment decisions.

8. Limitation of Liability
To the fullest extent permitted by law, Okanagan Wealth® shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability
to use the website. This includes, but is not limited to, loss of data, loss of profits, or damage to your device or software.

9. Third-Party Links
This website may contain links to third-party websites that are not controlled by Okanagan Wealth®. We are not responsible for the content, privacy practices, or policies of third-party sites. We encourage you to review the terms and privacy policies of any external websites you visit.

10. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law principles. Any disputes arising from these Terms of Use shall be subject to the exclusive jurisdiction of the courts located in Kelowna, BC.

11. Termination
Okanagan Wealth® reserves the right to suspend or terminate your access to the website at any time, without notice, for any reason, including if you violate these Terms of Use.

12. Indemnification
You agree to indemnify and hold harmless Okanagan Wealth®, its directors, officers, employees, and agents from any claims, losses, or damages, including legal fees, arising
from your use of this website or any breach of these Terms of Use.

13. Severability
If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

14. Contact Information
If you have any questions about these Terms of Use or need to contact us for any reason, please reach out to us at:
Email: info@okanagan-wealth.ca
Phone: 778-760-8706
Address: 210-347 Leon Avenue. Kelowna, BC V1Y-8C7